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TL6MT

How much did you spend on your Credit Card in the past year?

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But cash, you don't get to keep track of your expenses easily, and coins are heavy. Debit doesn't offer nearly as much protection and you need to put money in your chequing account, which doesn't offer much (if at all) interest. With credit, you are basically spending someone else's money, with full protection on what you're spending, and you get card benefits (Points, cashback, etc) and easy to track expenses. It's a win win win in my opinion. You get to keep your money until the end of the month where you get more interest since you have more money in your savings or whatever.

Completed agreed. Accountant brain approved.

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A quick bump of an old thread. I beat last year. $16,171.44. No outstanding payments as always. :P

 

(Although a good amount of purchases are my parent's, haha. I help them pay for stuff online.)

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